The title deed transfer is the most critical stage of the sales process. Knowing the process in advance provides confidence for both the buyer and the seller.
Step-by-step process
- Agreement and deposit: The parties agree on the price and terms, and a written preliminary protocol is drawn up.
- Title deed appointment: An appointment is made with the Land Registry Office (online or via Alo 181).
- Required documents: ID, title deed, DASK (compulsory earthquake insurance), and a market value letter from the municipality.
- Fee payment: The title deed fee is generally calculated on the sale price and shared between the parties.
- Transfer and handover: The signatures are completed and the title deed is issued in the name of the new owner.
Common mistakes
- Declaring a value below the market value (this carries legal risk).
- Failing to update the DASK policy.
- Forgetting to transfer the utility subscriptions (electricity, water, natural gas).
At all of these steps, professional consultancy ensures that the process proceeds smoothly and securely.